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How Lending Teams Use AI Policy Copilot

See how loan agents, underwriting teams, and fintech platforms interpret policies faster.

Loan sales teams

Check eligibility during customer calls. During a call, a customer asks if they qualify for a housing loan. The agent opens the eligibility checker, enters income (₹75,000), property value (₹50L), loan amount (₹40L), and CIBIL. Within seconds the copilot returns: Eligible — LTV within limit, FOIR within threshold. The agent can confidently proceed without pausing to read the policy PDF.

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Credit underwriting teams

Quickly interpret policy rules. A DSA asks: "What is maximum LTV for LAP in Tier 2?" The copilot answers from the policy: "Maximum LTV for LAP in Tier 2 is 70%." When the bank updates FOIR limits, the team uploads the revised PDF; everyone can ask "What is the new max FOIR?" and run eligibility against updated rules. No manual rule sheets to maintain.

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Fintech platforms

Embed policy intelligence into loan flows. Upload your credit policies, expose AI Q&A and eligibility checks to your users or internal tools. We're building APIs so you can integrate policy reasoning and eligibility into your own origination and underwriting flows.

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