AI Credit Policy Interpreter
Turn credit policies and underwriting rules into structured decision insights and AI-powered eligibility evaluation.
Credit Policies Are Hard to Use
Credit policies live in long documents and are difficult to interpret quickly during loan discussions.
- Policies scattered across documents
- Manual interpretation slows deals
- Agents depend on credit managers
- Policy understanding varies across teams
AI Policy Interpreter converts credit policies into structured decision insights that loan teams can use instantly.
Upload policy PDFs, ask questions in plain language, and evaluate eligibility in seconds—without digging through documents.
How It Works
Policy documents
Upload credit policy PDFs for processing.
AI clause extraction
AI extracts key clauses and rules from documents.
Policy rule understanding
Structured rules for LTV, FOIR, and eligibility.
Eligibility insights
Instant pass/fail and reasoning for loan scenarios.
Loan decision guidance
Clear recommendations for agents and underwriters.
Example loan decisions
See how the copilot evaluates scenarios in seconds.
Scenario
- Income: ₹60,000
- Property: ₹45L
- Loan: ₹35L
Result
Eligible
LTV within 80%, FOIR within limit, income above minimum threshold.
Scenario
- Income: ₹85,000
- Property: ₹80L
- Loan: ₹55L
Result
Eligible
LTV 69%, FOIR well within policy. Strong income for requested loan.
Scenario
- Income: ₹45,000
- Property: ₹35L
- Loan: ₹32L
Result
Not eligible
LTV exceeds 80% for this segment. Lower loan amount or higher down payment required.
Capabilities
AI Policy Q&A
Ask questions about credit policies in plain language.
Loan Eligibility Check
Evaluate loan scenarios instantly.
Policy Rule Extraction
AI understands rules from policy documents.
Policy Intelligence
Understand limits like LTV, FOIR, and income rules quickly.
Start Using AI Policy Copilot
Understand credit policies and evaluate loan eligibility in seconds.