Loan Eligibility Calculator
Use income, property value, loan amount, existing EMI, and occupation to see how eligibility works. FOIR and LTV from your policy drive the result.
Your inputs
Eligibility reasoning uses your monthly income, property value (for LTV), loan amount, existing EMI (for FOIR), and occupation. Enter your details to see an example result.
- Income — Monthly income
- CIBIL — Credit score
- Property Value — For LTV
- Loan Amount — Required loan
- Existing EMI — Current obligations
- Occupation — Salaried / Self-employed
The full calculator with policy rules runs inside the app. Sign up to check eligibility against real credit policies.
Example output
Eligibility result
Eligible
FOIR calculation
38% (within policy limit)
Maximum loan possible
₹42,00,000 (based on income & FOIR)
- ✓ LTV within limit
- ✓ FOIR within threshold
- ✓ Income above minimum