Minimum CIBIL score
CIBIL score requirements for home loan, personal loan and other products.
CIBIL (and other bureaus) provide a credit score (300–900). Lenders use it to approve or reject and to set interest rates.
Minimum score varies by product: home loans often 650–700+, personal loans 700+ for best rates.
A higher score improves approval chances and can get you a lower rate.